Croatian HNL14°6,3 mm12 km/h

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    Lokomotiva ZagrebLokomotiva ZagrebLow block & direct
    vs
    VaraždinVaraždinCounter-attacks & crosses
    The model's lean: 2 · Varaždin (51%)

    Lokomotiva Zagreb vs Varaždin · Croatian HNL

    1 · Lokomotiva Zagreb 22%X 27%51% Varaždin · 2

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    Analysis: Lokomotiva Zagreb – Varaždin

    Oscar Nilsson · · Model-assisted analysis, fact-checked · How the predictions work

    TEXT:

    51% probability for Varaždin to win stands out. The model positions the visitors as clear favourites. With Lokomotiva Zagreb managing just 7 points compared to Varaždin's 15, the table already tilts in favor of the visitors. Moreover, the expected goals (xG) metrics underline this disparity: Zagreb's 1.04 against Varaždin's 1.67 points to a likely struggle for the hosts.

    Despite the head-to-head results showing a fairly balanced record of 2 wins, 3 draws, and 3 losses for Zagreb since 2023, it's a small sample that carries less weight than current form and statistics. The more telling story lies in defensive resilience. Lokomotiva's xGA of 1.9 per match is significantly weaker compared to Varaždin's 0.89. This defensive fragility adds another layer of concern for the hosts.

    Given a most likely 1-1 draw forecast and an over 2.5 goals probability of 51%, the model leans towards a cautious goal count. However, rain is likely to play a suppressive role, potentially leading to fewer goals. The value angle here is clear: backing NK Varaždin to win looks like an attractive opportunity.

    Lokomotiva ZagrebLokomotiva Zagreb
    Form LLLDL
    League ranking xG #7xGA #9xT #8xP/match #9Points #7
    Key players
    • Marko PajačLWBxG 0.00 · xT 0.35
    • Mirko MarićFxG 0.61 · xT -0.01
    • Leon BelcarFxG 0.10 · xT 0.07
    VaraždinVaraždin
    Form LWDDD
    League ranking xG #6xGA #4xT #5xP/match #4Points #4
    Key players
    • Aleksa LatkovićRWxG 0.16 · xT 0.05
    • Luka MamićCAMxG 0.23 · xT 0.06
    • Ivan MamutFxG 0.46 · xT 0.12

    Match prediction: Lokomotiva Zagreb – Varaždin

    Predicted score matrix

    Varaždin →
    Lokomotiva Zagreb →
    0
    1
    2
    3
    4+
    0
    0–07.0%
    0–110.8%
    0–29.3%
    0–35.2%
    0–4+3.1%
    1
    1–06.6%
    1–111.9%
    1–29.6%
    1–35.4%
    1–4+3.3%
    2
    2–03.6%
    2–16.0%
    2–25.0%
    2–32.8%
    2–4+1.7%
    3
    3–01.2%
    3–12.1%
    3–21.7%
    3–31.0%
    3–4+0.6%
    4+
    4+–00.4%
    4+–10.7%
    4+–20.6%
    4+–30.3%
    4+–4+0.2%
    Probability per final score. Rows = home goals, columns = away goals.

    Most likely scorelines

    1. 1.1-112%
    2. 2.0-111%
    3. 3.1-210%
    4. 4.0-29%
    5. 5.0-07%
    Expected goals
    1,04–1,67
    Both teams to score
    53%

    Over/under goals

    Expected goals: 2,7
    Under 2,549%
    @1.92
    Over 2,551%
    @1.82

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    01 · 2 legs

    Safe

    • Varaždin to win51%
    • Over 1.5 goals76%

    Combined probability

    41%

    Fair odds

    2.44

    Two legs pulling the same way — the probability is computed exactly from the score matrix, not multiplied.

    02 · 3 legs

    Balanced

    • Varaždin to win51%
    • Over 2.5 goals51%
    • Emmanuel Chimeroucheya Uchegbu to score20%

    Combined probability

    –

    Fair odds

    –

    The whole slip is priced jointly via 20,000 simulated matches — the scorer interacts with result and total goals, never naive multiplication.

    03 · 4 legs

    Bold

    • Both teams to score53%
    • Over 2.5 goals51%
    • Emmanuel Chimeroucheya Uchegbu to score20%
    • Matija Subotić to be booked23%

    Combined probability

    –

    Fair odds

    –

    The goal-fest: both teams score with at least three goals, plus the match's most likely scorer and card candidate — all priced jointly via 20,000 simulated matches.

    Odds & value

    The model's value spots

    Bets where the model's probability beats what the odds imply (EV+).

    • 2 · Varaždin51% probability@2.10BetsafeEV+8%reference odds
    • 2 · Varaždin51% probability@2.10NordicbetEV+8%reference odds
    • 2 · Varaždin51% probability@2.01PinnacleEV+3%reference odds
    Bookmaker1 · Lokomotiva ZagrebX2 · Varaždin
    Betsafe3.203.30
    EV+ 8%
    2.10
    Nordicbet3.203.30
    EV+ 8%
    2.10
    Pinnacle3.433.42
    EV+ 3%
    2.01

    Odds updated 4 Oct, 18:03

    Statistics

    Head-to-head

    8 matches
    Lokomotiva Zagreb 2Draw 3Varaždin 3
    Goals: 8–10 (⌀ 2,2)

    Head-to-head based on Croatian HNL data since 2023.

    xG & xGA per match — 3-game rolling average

    Solid line = created (xG), dashed = conceded (xGA).

    Lokomotiva Zagreb
    Varaždin
    When goals are scored and conceded — 2026
    Lokomotiva Zagreb (11–16)
    Varaždin (13–7)
    Pass networks

    Last 5 matches. Circle size = pass volume, line width = combinations between players. Attacking left to right.

    Lokomotiva Zagreb
    Thanasis Triantafyllou: 187 passningar, xT 0.62TriantafyllouMarijan Čabraja: 153 passningar, xT 0.96ČabrajaKristijan Cabrajic: 135 passningar, xT 0.44CabrajicJosip Posavec: 126 passningar, xT 0.01PosavecMatija Subotić: 126 passningar, xT 0.07SubotićFran Karačić: 105 passningar, xT 0.38KaračićMarko Vešović: 61 passningar, xT 0.14VešovićLeon Belcar: 47 passningar, xT 0.14BelcarDušan Vuković: 42 passningar, xT 0.18VukovićIvan Katić: 32 passningar, xT -0.01KatićPavle Smiljanić: 28 passningar, xT 0.08Smiljanić
    Varaždin
    Novak Tepšić: 237 passningar, xT 0.2TepšićMario Mladenovski: 228 passningar, xT 0.47MladenovskiGregor Sikošek: 214 passningar, xT 0.45SikošekFrane Maglica: 196 passningar, xT 1.91MaglicaIvan Canjuga: 168 passningar, xT 0.3CanjugaJosip Silić: 165 passningar, xT 0.15SilićMario Marina: 151 passningar, xT 0.06MarinaLuka Mamić: 116 passningar, xT 0.31MamićIuri António Teixeira Tavares: 89 passningar, xT 0.31TavaresAleksa Latković: 86 passningar, xT 0.12LatkovićTomislav Duvnjak: 51 passningar, xT 0.11Duvnjak
    xT networks

    The same network weighted by offensive threat (xT): circle size = threat created by the player, line width = threat of the combinations. Last 5 matches, attacking left to right.

    Lokomotiva Zagreb
    Thanasis Triantafyllou: 187 passningar, xT 0.62TriantafyllouMarijan Čabraja: 153 passningar, xT 0.96ČabrajaKristijan Cabrajic: 135 passningar, xT 0.44CabrajicJosip Posavec: 126 passningar, xT 0.01PosavecMatija Subotić: 126 passningar, xT 0.07SubotićFran Karačić: 105 passningar, xT 0.38KaračićMarko Vešović: 61 passningar, xT 0.14VešovićLeon Belcar: 47 passningar, xT 0.14BelcarDušan Vuković: 42 passningar, xT 0.18VukovićIvan Katić: 32 passningar, xT -0.01KatićPavle Smiljanić: 28 passningar, xT 0.08Smiljanić
    Varaždin
    Novak Tepšić: 237 passningar, xT 0.2TepšićMario Mladenovski: 228 passningar, xT 0.47MladenovskiGregor Sikošek: 214 passningar, xT 0.45SikošekFrane Maglica: 196 passningar, xT 1.91MaglicaIvan Canjuga: 168 passningar, xT 0.3CanjugaJosip Silić: 165 passningar, xT 0.15SilićMario Marina: 151 passningar, xT 0.06MarinaLuka Mamić: 116 passningar, xT 0.31MamićIuri António Teixeira Tavares: 89 passningar, xT 0.31TavaresAleksa Latković: 86 passningar, xT 0.12LatkovićTomislav Duvnjak: 51 passningar, xT 0.11Duvnjak

    The teams in numbers

    PerformanceLokomotiva ZagrebVaraždin
    Points715
    xPoints8.212.8
    xG per match11.2
    xGA per match1.90.89
    xG within 8s of winning the ball0.110.17
    xGA within 8s of losing the ball0.360.13
    Playing styleLokomotiva ZagrebVaraždin
    Build-up efficiency0.290.28
    Field tilt0.290.47
    xT per match0.740.98
    xTA per match1.50.84
    Won balls, offensive half2124
    Pressing intensity0.240.23
    Pressing efficiency0.290.3
    Pressing efficiency, offensive half0.260.22
    Entries into the box per match812
    Entries into the box against1810
    Pass completion %0.70.76
    Pass completion % under pressure0.660.71
    Passes per match251343
    Passes against per match381365
    Switches of play per match2440.9
    Long balls per match3245
    Set piecesLokomotiva ZagrebVaraždin
    xG from free kicks0.030.08
    Corners per match4.24.6
    Corners against per match6.54.5
    xG per corner0.040.03
    xGA per corner against0.040.03
    First touch, offensive corners %0.470.41
    First touch, defensive corners %0.550.64
    OtherLokomotiva ZagrebVaraždin
    Throw-in control0.640.66
    The goalkeepersJosip Posavec (Lokomotiva Zagreb)Josip Silić (Varaždin)
    Saves3529
    Save %69%81%
    xG prevented43%70%
    Claims0 (0%)0 (0%)

    Teams & more matches this round

    Frequently asked questions

    Who wins Lokomotiva Zagreb vs Varaždin according to our model?

    The model gives Varaždin a 51% win probability. Full 1X2 picture: Lokomotiva Zagreb 22%, draw 27%, Varaždin 51%.

    What is the most likely scoreline?

    The model's most likely final score is 1-1 at 12% probability.

    Over or under 2.5 goals?

    The model rates over 2.5 goals at 51% and under at 49%.

    Will both teams score?

    The probability of both teams scoring is 53% according to the model.

    Why are some legs locked in the bet builder?

    The same rules as the bookmakers’ builders: legs that contradict or already follow from your slip cannot be combined — for example correct score 2–1 with under 2.5 goals. The difference is that we don’t look the rules up in a table; we compute them straight from the score matrix.

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    Predictions come from PlaymakerAI's match model and reflect the model's assessment — not betting advice. Gamble responsibly.